If you think mortgage penalties won’t affect you, think again! The IRD or Interest Rate Differential is a charge levied by lenders. It applies if
For many people, when they get their mortgage renewal in the mail, they cringe. They either don’t have time to deal with it or feel
Real estate is a still a hot commodity in many parts of the country, and it’s also a competitive market. And everyone wants your business
This article is older but does a great job of identifying the often hidden traps in mortgage penalties should a “life event” happen and you need
Hopefully by now I’ve taught you that not all mortgages are created equally. Penalties, in particular, are hard to explain to people and many don’t understand
I realize I’m running the risk of having this come across as a blatant, shameless plug – which it is – but since I’m your
There has been more attention paid to collateral mortgage charges in recent years but most borrowers are still vague on the details and what impact
Often times, borrowers are fixated on the mortgage rate because it’s the one aspect of their home financing they know to ask about. It’s important
It is only in the last couple of years that a five year fixed rate become a product worth considering when it comes to paying
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