
MORTGAGE PENALTIES: What the heck is an IRD and how will it impact me?
If you think mortgage penalties won’t affect you, think again! The IRD or Interest Rate Differential is a charge levied by lenders. It applies if

If you think mortgage penalties won’t affect you, think again! The IRD or Interest Rate Differential is a charge levied by lenders. It applies if

As if mortgages aren’t confusing enough, try understanding your mortgage mail from your lender and the City. Each year, in January and February, you receive

You’re approved for a mortgage, but haven’t taken possession yet – what NOT to do! Okay, so we’ve worked together to secure financing for your

Most people know they should keep their personal tax information, including their pay stubs, T4’s, T1 General, Notice of Assessment (NOA) etc., each year, but

A portable mortgage is a special feature that enables you to take your mortgage with you when you move. Of course, you can only do this

Being mortgage free is a financial goal for many Canadian home owners. In a sense, we purchase in order to be mortgage free. That’s always

When it comes to complaints about banking products, mortgages are second only to credit cards. According to the banking Ombudsman’s (OBSI’s) recently released annual report,

Real estate is a still a hot commodity in many parts of the country, and it’s also a competitive market. And everyone wants your business

Good news, it may only take small changes for you to become mortgage free and save thousands of dollars in interest in the process. In
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