We knew that mortgage deferrals wouldn’t last forever. Now that they’ve ended what options are available to Canadians still struggling? How it all started When
It came as a surprise when the CMHC announced even stricter mortgage qualification measures. CMHC plans to further tighten their lending guidelines, effective July 1,
Has the mortgage stress test negatively impacted you? The mortgage stress test has certainly been adding stress to borrowers lives! Could changes help relieve your
The Mortgage Stress Test has been in the news again this week. This time, it’s because the Federal Conservative Leader, Andrew Scheer is making promises
There is little doubt that housing sales have slowed down in the past year, following the 2018 mortgage changes. This is due in large part
What’s worse, the new mortgage rules or higher rates? Well the good news is that the Bank of Canada (BoC) held their overnight rate steady
Just when you thought it was safe … The Office of the Superintendent of Financial Institutions (OSFI) is at it again! They have proposed new
Big changes announced Monday for the mortgage industry. Effective October 17, homebuyers with less than 20% down, looking for a fixed term of five years
This past year we saw many challenges in the housing sector. There were the recent changes to down payment minimums; we saw housing prices increase
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