Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards,
Well for whatever reason it’s happened, your bills got out of hand, you missed payments or are carrying a lot of debt and now it’s
While the recent article in the Financial Post – ‘No safety net’: How a divorce rips a tornado through your finances, and what to do about
Okay, you’ve worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt –
Budgeting may not be your favourite subject, but it might just be a necessary part of life in order to ensure that your finances are
As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and
Have you ever wondered what factors lenders consider to determine if you qualify? Or why it is lenders ask for so much paperwork? Long gone
If you’re a credit-worthy employee at a Fortune 500 company and don’t have much debt, the mortgage world is your oyster. Banks knock on your
As a Mortgage Broker I am often amazed at just how many people don’t understand how credit and credit reporting works. When you do what
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